Credit Appraisal and Due Diligence of Large NBFC companies & Large Corporate Clients (NBFC Segment)
Sector knowledge (Technical, Regulatory, Contractual Structure, Performance of Key Players etc) in NBFC Sector (Housing Finance, Infrastructure Finance companies, NBFCs, Infrastructure Debt Fund, Mutual Funds,etc)
Analysing the Financial statements, Cash flow statement and Ratio analysis
-Preparation of detailed proposal notes and ensuring clearance from credit sanctioning committees. Appraisal of credit proposals in line with the policy within laid down TATs.
In-depth understanding of key Acts/Regulations/Order of RBI/NHB/NBFC/SEBI/FEMA etc
Understanding of legal aspects in banking (Legal documentation, Contracts, Litigations, Arbitration/SARFAESI/DRT/CDR etc.)
Joint monitoring of portfolio with account relationship team based on early warning systems